⏱ Same-day appointments available — Atlanta's market moves fast
🏠 For Insurance Requirements
4-Point Inspections. Get insured. Stay insured.
Most insurance companies require a 4-point inspection before issuing or renewing a homeowners policy on homes 25 years or older. Jason delivers a certified, insurer-ready report within 24 hours — so your coverage doesn't hold up your closing or renewal.
- Insurer-accepted report format — delivered within 24 hours
- Covers all four required systems: roof, electrical, plumbing, HVAC
- InterNACHI Certified Master Inspector
- Bundle with a full home inspection and save — ask when booking
Book your 4-point inspection
Get your insurer-ready report
Report delivered within 24 hours in the format your insurer needs. Same-day appointments often available.
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167+
Five-Star Google Reviews
24 hrs
Insurer-Ready Report Delivered
4
Systems Covered — Roof, Electric, Plumbing, HVAC
CMI®
InterNACHI's Highest Designation
Atlanta's Home Inspector.
Here before your realtor.
Done before dinner.
Home Inspection
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Learn More
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Learn More
Learn More
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
WDO / Wood-Destroying Organism
Commercial Inspections
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Certified Master Inspector® (CMI®)
Learn More
New construction timelines don't wait. Jason delivers your full report within 24 hours so your builder has the documentation before drywall is scheduled.
Report in 24 hours — critical when builds move fast
What is a 4-point inspection?
Four systems. One report. One visit.
A 4-point inspection is a limited-scope inspection that focuses on the four systems insurance companies consider highest risk in older homes: roof, electrical, plumbing, and HVAC. It's not a full home inspection — it's specifically designed to satisfy insurer documentation requirements.
In Georgia, most insurance carriers require a 4-point inspection for any home 25 years or older before issuing a new homeowners policy. Some require it at policy renewal as well. Without it, your coverage can be denied, cancelled, or held up at closing.
Jason delivers a certified, photo-documented report in the format most Georgia insurers accept — within 24 hours of the inspection, every time.
Who needs one?
You probably need a 4-point if…
You're buying a home 25+ years old
Most Georgia insurers require a 4-point inspection before issuing a policy on older homes. Without it, you may not be able to secure coverage before closing.
Your insurer requested one at renewal
Insurance companies increasingly request updated 4-point inspections at policy renewal — especially if your home is 30+ years old. Delays can interrupt your coverage.
You're switching insurance providers
New insurers typically require a current 4-point inspection before issuing a policy on any older home, regardless of your prior coverage history.
Your previous report expired
Most insurers only accept 4-point inspection reports from the past 3–5 years. If yours is outdated, you'll need a new one before coverage can continue.
Atlanta's Home Inspector.
Here before your realtor.
Done before dinner.
Home Inspection
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Learn More
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Learn More
Learn More
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
WDO / Wood-Destroying Organism
Commercial Inspections
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Certified Master Inspector® (CMI®)
Learn More
What we cover
The four systems — what Jason inspects and documents
Each system is assessed for age, condition, and known issues — then documented with photos in a format your insurer can accept.
SYSTEM
Roof
Material type, age, condition, visible damage, flashing integrity, and estimated remaining useful life. Insurers are most focused on roof age and condition — a failing roof is the most common reason 4-point inspections result in coverage issues.
Electrical
Panel type and condition, wiring materials (copper vs. aluminum vs. knob-and-tube), breaker condition, and safety concerns. Certain panel brands (Federal Pacific, Zinsco) and wiring types are flagged by insurers as high-risk and may affect coverage.
Plumbing
Pipe materials (copper, PVC, galvanized, polybutylene), water heater age and condition, visible leaks, and drainage condition. Polybutylene pipe in particular is a significant insurance concern in older Atlanta-area homes.
HVAC
Heating and cooling system type, age, condition, and operational status. Insurers want to know if the system is functional and within a reasonable service life — an aging or non-functional HVAC affects insurability.
Atlanta's Home Inspector.
Here before your realtor.
Done before dinner.
Home Inspection
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Learn More
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Learn More
Learn More
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
WDO / Wood-Destroying Organism
Commercial Inspections
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Certified Master Inspector® (CMI®)
Learn More
What to know before you book
What 4-point findings can affect your coverage
Jason tells you what he finds — but insurers make their own decisions. Here's what commonly flags with Georgia insurance carriers:
Federal Pacific & Zinsco Panels
These panel brands are widely flagged by insurers due to documented breaker failure risk. Many carriers will refuse coverage or require replacement before issuing a policy.
Knob-and-Tube or Aluminum Wiring
Older wiring types present fire risk and are treated as non-standard by most carriers. May require an electrical inspection or upgrade before coverage is approved.
Polybutylene Pipe
Common in Atlanta-area homes built 1978–1995. Prone to failure and widely flagged by insurers — some carriers will not issue policies on homes with polybutylene plumbing.
Roof Age Over 20 Years
Most carriers want to see a roof with remaining useful life. An older roof, especially with visible wear or damage, may trigger a coverage denial or require replacement.
Active Leaks or Water Damage
Any evidence of active leaks, water intrusion, or prior water damage visible at time of inspection will be documented and reported — insurers view this as elevated claim risk.
Non-Functional or End-of-Life HVAC
An HVAC system that doesn't operate or is well past its service life may be flagged. Insurers look for functional, serviceable systems with reasonable remaining life.
💡 Jason's role: He documents what he finds and delivers an accurate report. If findings may affect your coverage, he'll flag them clearly so you can discuss with your insurance agent before your policy decision. Knowledge ahead of time is always better than a surprise denial.
Atlanta's Home Inspector.
Here before your realtor.
Done before dinner.
Home Inspection
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Learn More
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Learn More
Learn More
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
WDO / Wood-Destroying Organism
Commercial Inspections
Full picture, roof to foundation. Before you close on any Atlanta home, know exactly what you're buying — and what it'll cost you later.
Certified Master Inspector® (CMI®)
Learn More
4-Point vs. Full Inspection
Understanding the difference
A 4-point inspection satisfies your insurer. A full home inspection gives you the complete picture. Here's how they differ — and when to get both.
| Feature | 4-Point Inspection | Full Home Inspection |
|---|---|---|
| Purpose | Insurance documentation | Buyer due diligence |
| Systems covered | Roof, electrical, plumbing, HVAC only | All systems + structure, interior, exterior |
| Report format | Insurer-accepted summary format | Detailed photo-backed narrative report |
| Typical duration | 30–60 minutes | 2–4 hours |
| Who requests it | Insurance company | Buyer or seller |
| Recommended for | Any home 25+ years, insurance purposes | Any home purchase or pre-listing |
| Can bundle together? | ✓ Yes — ask about bundled pricing | ✓ Yes — most efficient as a combined visit |
💡 Buying a home 25+ years old? Bundle your 4-point and full home inspection in a single visit — Jason covers both in one trip, saving you time and money. Ask about bundled pricing when you call or book online.
Atlanta's Home Inspector.
Here before your realtor.
Done before dinner.
Client reviews
What clients say after working with Jason
Real reviews left exactly as written on Google.
"I've worked with several inspectors in the past but they never took the time to explain everything. He did. In short, he's simply the best and I would confidently recommend him to anyone."
MH Abdulali
Google Review
"He did a very thorough inspection and took the time to explain in detail what the report included. We were totally pleased with his professionalism. We would definitely refer him."
Zayne Cousins
Google Review
"This is the first time I had anyone inspect a property the way he did — he didn't seem to miss anything. He should get an award for inspector of the year! 😊"
Priscilla Bethea
Google Review
167+
Five-star Google reviews and growing
Atlanta's Home Inspector.
Here before your realtor.
Done before dinner.
FAQ
4-point inspection questions answered
Not sure if you need a 4-point or a full inspection? Call Jason — he'll help you figure out exactly what your insurer requires.
Get in touch
Call Jason directly
(404) 542-5231
Book online instantly
Schedule now →
See what you'll receive
Download sample report →
How old does my home need to be to require 4-points?
Most Georgia insurance carriers require a 4-point inspection for homes 25 years or older. Some carriers set the threshold at 20 years. Check with your insurance agent — they'll know exactly what your carrier requires. When in doubt, call Jason and he can walk you through what's typically needed.
How long does a 4 point inspection take?
Typically 30–60 minutes for a standard single-family home. It's a focused inspection covering only the four required systems, not a full home inspection. Jason can often complete it in a single morning visit and deliver your report the same day or within 24 hours.
What if something fails ? Can I still get insurance?
That depends on your insurer and what was found. Jason's job is to accurately document what he finds — not to pass or fail you. Some findings (like a roof near end of life) may prompt a carrier to require repairs before coverage. Others may result in a higher premium. Your insurance agent can advise based on the report findings. Knowledge ahead of time always puts you in a better position.
Can I bundle a 4-Point with a full home inspection?
Yes — and this is the most efficient way to handle it. If you're buying an older home, Jason can complete both in a single visit: the full home inspection for your due diligence and the 4-point report for your insurer. Ask about bundled pricing when you call or book online.
How long is a 4-point report Valid
Most Georgia insurers accept 4-point reports for 3–5 years, though this varies by carrier. If your report is approaching expiration or you're switching insurers, you'll likely need an updated inspection. Call Jason to confirm what your specific carrier requires.
Is there a military discount?
Yes. Active duty and veterans receive a discount on all inspections including the 4-point. Mention it when you book online or call Jason directly. Every inspection also includes a free follow-up call after your report is delivered.
Atlanta's Home Inspector.
Here before your realtor.
Done before dinner.
Related services
Other inspections you may need
Buyers
Full Home Inspection
Bundle with your 4-point and get both in one visit. The full inspection covers everything the 4-point doesn't — structure, interior, exterior, and all systems.
Learn More
New Construction
Pre-Drywall Inspection
Building new? Don't let drywall go up without inspecting what's behind the walls. The inspection most builders won't remind you to get.
Learn More
Add-on
Mold Testing
Older Atlanta homes and moisture issues go hand in hand. Add mold air sampling to your inspection visit for complete peace of mind.
Learn More
Atlanta's Home Inspector.
Here before your realtor.
Done before dinner.
Don't let insurance hold up your closing or renewal.
Jason delivers your insurer-ready 4-point report within 24 hours. Same-day appointments often available across the southeast Atlanta metro.